Royal Queen Wealth Summit - Season 1
Financial Wellness Calculator
Create a simple monthly financial roadmap for expenses, emergency savings, retirement, investments and insurance.
1
Your profile
Enter your name and monthly take-home income
2
Your financial targets
Adjust the maximum monthly expenses and loan budget to suit your circumstances
Default: 70% of monthly income. You can change this value.
₹2,10,000
3 × your maximum expenses and loan payments
3
Your results
Estimates update automatically when you change your inputs
Maximum expenses and loans
₹70,000
70% of monthly income
Emergency fund target
₹2,10,000
Equivalent to 3 months of your chosen budget
Your retirement corpus target
₹2,00,00,000
286 × maximum monthly expenses and loan payments
Recommended monthly investment (editable)
Recommended SIP to reach your retirement corpus target over 20 years at 13% annual return.
Projected SIP corpus after 20 years
₹2,00,00,000
At 13% annual return, investing monthly for 240 months
Monthly pension estimate
₹10,000
0.5% (1/200) of the projected SIP corpus
Insurance spending target
₹6,000
6% of monthly income
Investment guidance: Aim to invest at least the recommended monthly amount, or more, to target your retirement corpus over 20 years at an assumed 13% annual return.
Calculation note: Monthly pension estimate = projected SIP corpus × 0.5% (or projected corpus ÷ 200), as specified.
Calculation note: Monthly pension estimate = projected SIP corpus × 0.5% (or projected corpus ÷ 200), as specified.
SIP projection assumes a 13% nominal annual return divided into monthly periods, with contributions made at the end of each month. Returns are not guaranteed. Values are estimates and exclude taxes, fees and inflation.